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Why do central banks feel they may need to issue a digital currency ? In most parts of the world we are a long way from being cashless and we are already paying digitally in all sorts of ways. Money directly from central banks will put pressure on commercial banks’ so how can they be motivated to distribute the CBDCs to their customers?
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“As data will be the new lifeline for Financials, a repositioning and integration with other value chains will become essential. Also breaking up existing services and offering services into smaller components are inevitable. We will see an influx of forward integration with third parties and other sectors, as Fintechs are ideally positioned as catalysts and enablers in this process!”
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